Credit cards ?

I’m looking to apply for my first credit card….. I will be mainly using it for travel/gas purchases.. where do I start?! Help a sista out !
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Capital one or Bank of America

Are you in the US?

Yes 👍🏼

Sorry no advice I’m not in US. But I would go for one that has good cash back, low interest/no annual fee etc. not sure if banks in the US offer any of these. Good luck! :)

I used Credit Karma to find a card when I was trying to build my credit.

@kate that’s actually what I just got done doing. I’ve been approved but I have to put down a $200 deposit first… is that normal

It depends on the type of card. Most - no. But if you are approved for a certain type then you put done a certain. Amount and that's also your credit limit.

Capitol one has some good choices, especially if this is your first credit card may have to get a secured credit card depending on your credit history. Also, I would check whoever you bank with. If it's asking for a deposit, that's a secured credit card. As long as you have good payment history they will refund it within 6 months usually.

Capital one Journey Card only use 30% of the amount approved to boost your credit score

I'd look into a credit union instead of a regular bank. Also, because this is your first credit card, you may have to get one more geared toward that. If you can, I'd get a rewards credit card with as low an interest rate as possible through a credit union. I say a rewards credit card because you say you want to use it for travel, etc.

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