Maternity Allowance approved!

Hey mums, is there anyone else who had to apply for maternity allowance due to not working? If so would love some understanding on how things work! I got approved and will get my first payment on the 13th which will be £446 but I’m very confused as it is quit low and I know they base it off previous jobs you’ve had. I’ve worked in jobs which had a very good salary so I’m just a bit confused about it 😅 Thanks x
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Maternity allowance is £184.03 a week or 90% of your average weekly earnings (whichever is less) so even if you were on £50k a year before (for example) you’ll only get £184.03 a week on MA x

I had to apply for this as I'm self employed and had to make a NI contribution to receive the full weekly amount which as Rhi says above is around £180 per week x

£446 isn't low at all, unless thats monthly? MA can be as little as £30 a week, like the girls have said above the norm is around £180 I've just applied for it and waiting for a decision x

It could be partial month pay for your first payment depending on when you requested it to start? So you might only get 2-3 weeks allowance and then the full 4 weeks after this but it should tell you on your letter. If it is the full 4 week payment I would recommend ringing them to sort it out ASAP - they will back pay anything you’re owed but I can take a while to get that done 😅

Im getting maternity allowance due to being self employed. The amount you get is based off how much national insurance you’ve payed

@Natalie it’ll never be any higher than £184.03 a week though - you could’ve paid an endless amount of NI, but it’s capped at £184.03 a week x

Thank you so much ladies, I realised that everything you guys said was right! I called up because I was genuinely confused about how it works as it’s my first time and I told that I was at the highest pay for MA which is £184.03 a week … apparently the first one and last one is is always low then it will regulate from the second week x

@Morgan yes! Literally everything you said! X

How did you know when your MA got approved?

I received a text message saying it’s confirmed I’ll be getting MA and it will say how much you’ll get and the date it will arrive. You’ll then receive a letter to confirm it and show you the breakdown of it … I’ll still awaiting the letter x

Gotcha. Thanks a lot

@Rhi yeah I know that

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