The reason for claiming carer’s allowance is you get national insurance credits when you claim it, https://www.carersuk.org/help-and-advice/financial-support/carer-s-allowance/
@Rebekah thank you for this! Really helpful xx
I claim carers element for my mum as I am her carer & that doesn’t get deducted from my money x
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This isn’t quite the question you asked, but are you getting the Carer’s to element of Universal Credit? If not it’s definitely worth applying for that https://www.turn2us.org.uk/get-support/information-for-your-situation/universal-credit-uc/additional-elements-of-universal-credit-uc