Bank account recommendations
What bank account have you opened for your LO? I want to open one asap but am unsure what the best might be.
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We found a savings account with the best interest rate. The one atm is just for a year but then we'll look again. It's one with restricted access, so we can only take money out 3 times a year, but it's in my name, not in hers
Halifax kids account had the best % and locked in for a year. Then it drops down. So you could move it again after a year.
Hargreaves landsdown stocks and shares ISA so its investing the money at the same time as being an ISA
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I opened a junior ISA for all of mine. Originally 5% AER but it’s dropped because of the interest rate. Still higher than the rate on mine though lol