whole life is better than anything else because it’s guaranteed to pay out when you die NOT IF (anything but whole life ex: term, accidental, etc.) and it also adds cash value so you have living benefits with it too pm me if you want more info on it my man is a licensed agent in a bunch of states!
My mans work also has a plan for 30k of whole life until death with 200k of accidental coverage until 80 years old and it’s $29 a month with my babies on it as a child rider
@Des I don’t have a big budget because I got laid off but would like to have something.