What would be fair with bills ?

We just combine our money and give each other the same 'allowance' for fun money which goes to our personal accounts. Everything else is shared and we can use as we wish within reason. Everything for the kids comes out of the joint money. We find this much easier than adjusting ratios and amounts whenever someone gets a pay rise or whatever.

If you're doing it by % then it should roughly be you paying £800 and him paying £3000.

I'm going to sound wild here but men should provide the main income and pay for the bills while any money we make as wife's should be for occasional food shopping, clothes or extras xx

@Katie this is how it works in many Muslim marriages, I believe. Personally not my vibe, though!

If you have a mortgage or rent, he should take care of it because I'm assuming that's the highest cost. You take care of the other stuff or "smaller bills".

@Caroline taking notes

@Caroline my fiancé is Italian and I'm English 🤣 none of us are Muslim

I’m not good with maths but my ex and I used to do 60/40 split. So he would pay 60% of the bills and I’d pay 40%

If you paid 400 and him 3400 he would have 1100 spending money leftover and you 800 which feels closer/fairer than the 1st option where he has 1500 and you 400

Put your money together . Life is so much easier that way

@Katie that’s how we do it. 🤷🏼‍♀️ hubby pays all the main bills. I pay for groceries & anything extra we need. & childcare I always covered.

We have a joint account where we combine what's needed to pay bills using a ratio based on our individual incom/ sum of combined income. So that would be option 1 in your case, but your salaries are so far apart that option 2 would make more sense, be more fair. Then you both can have savings/investment which I prefer. If something happens you still have your own money whereas if you combine everything it's harder I find

@Katie I never said you were! I just said it works how you described in Muslim marriages 🤷‍♀️ (You know people can be English or Italian as well as Muslim, right? 😬)

So complicated. If you’re married, combine it

@Angel He refuses to do that with me, that's why he has his own bank account and I have mine

My husband pays the basic things and any money we make on top of that goes to our mutual extra spending and savings. I’m better at budgeting. We both know that if I left it up to him he’d spend it all every month.

@Caroline And many marriages of Many religions and cultures (not just Muslim!) have the man providing majority of the bills whereas the wife takes care of most of the child care etc :)

@Jade that would leave her with less than £200 and hin with £1700, doesn't seem fair doing it like this

Are you married?

@Rachel yes

If you're married and both earning money, the money should be both of yours. It should go into a joint account, the bills and groceries and all that come out of there, and any money spent from there should be discussed between both parties before being spent. In our case we have a joint account, my spouse has a credit card, and I have a savings account. They are the primary earner right now. I keep track of our savings and make sure we have enough in our accounts for everything, and they make sure the credit card gets paid off. The credit card is Mostly used for gas etc as they get a really good discount on gas with that card.