Are you a stay at home mom?

My husband works long hours, and lots of overtime. We buy in bulk. I make everything homemade. Use coupons and buy only on sale.we don't have tv subscription bc the cost. We live very frugal. Only buying what's needed.

I mostly WFH but we have childcare or school while we're working.

We have a frugal budget. My fiance works long nights. I honestly barely see him. He works 10p-6a sun-Friday. He gets home around 7 am and goes to sleep around 8-8:30 am and sleeps until about 6/7pm and leaves for work at 8:45 pm. It’s enough for us to survive. Once our daughter is a little older I plan on getting a wfh job

@DC💙🩷💜 were the same way. I cook about 95% of our meals. We don’t eat out, we don’t eat fast food. I’ve even started making my own bread

@Kalie i make our bread too. We hardly buy from the store, summer we have a garden so I don't have to buy veggies which helps. I make soap, laundry soap and such it cuts cost too plus it's more natural

@DC💙🩷💜 I unfortunately don’t have a garden #apartmentlife lol but my parents let me pick from their garden!

@Kalie that's nice of your parents. My 1st couple years I did planter boxes, which you could try if you have a deck or patio if it's something your into.

We moved to a lower cost of living area where we could afford to live off of one salary. We budget closely and also live pretty frugally. Ohio high key sucks, but it's worth it to be able to stay home with my kids while they're this young. And it's not forever

I make more than my partner so it's hard to justify me leaving but i want to be home with her so bad. His hours are 7-3:30 pretty firm with only saturday's available for overtime. He's in an education program so he doesn't want to leave. It's hard leaving your babies 😭 I live in the midwest so cost of living isn't as terrible as other places

@DC💙🩷💜 yeah I’ve thought of that! I just don’t have a green thumb lmao I’ve tried to grow plants over the years

I only work 10 hours a week, so I’m mostly SAHM. We couldn’t afford the childcare for me to go back to work. He’s earns just about enough that we can be comfortable, but can’t have too many luxuries or afford to go on holiday (at least for a couple of years)

Can’t afford it. So I do inhome daycare

Mostly the same as @Raqi We live in a very low cost of living area. Indiana sucks but it is pretty cheap. I didn’t pick it and sadly just grew up here though lol

@Haley I live in Indiana as well but i feel like expenses are rising here too 😭

I’m a sahm because we cannot afford childcare and have no family to lean on. If I went out and got a job it wouldn’t even be enough for childcare therefore it’s easier for me to stay home with my kids. I’ve tried in the past to get work from home jobs but it’s practically impossible to sort through the countless ghost jobs. I’m currently getting my nutritionist certification in hopes that it’ll help me get some type of side job so I’m hoping that’ll work out.

I’m a Hybrid working mum, that means 2 days WFH and 3 days in office each week. I do have the flexibility to start work late, or earlier, have an hour out during the day to be a parent I.e pick child up from nursery, and can finish later, not a fixed 9-5. Can also work abroad if I’ve taken a holiday and gone to another country, so then my holidays can be extended by weeks. I can also just do half a day in office as well, doesn’t have to be a full day while in the office, fairly flexible I earn more than my partner does, so I pay for all the essentials and household bills (half), I also give some money to my partner as well as he looks after our children while I’m at work. He works evenings until late, so we take turns on being the “primary” parent. We’re still able to enjoy weekend away, or day trips every other weekend as well. We do also have his mum to help looking after our children, so we also able to have date nights and day outs together every now and then. We live in the UK

Agreed! Prices are crazy everywhere! The honest truth of it is my husband makes pretty good money and we got lucky and had lots of privilege that others did not. We both lived at home for a few years after college to save money. So we hqd a good amount to put down on our house. Ect. You can be as frugal as possible but sometimes it is just out of your hands sadly. So keep that in mind. I’m sure a lot of SAHMs have privileged situations like I did. It sucks. But I see lots of moms blaming them selves and feeling bad for not being able to stay home. And it is just all part of a broken system

With my first daughter I worked 10-15 hours and barely managed to ever sleep. She was always in daycare or a babysitter. Her father never wanted to work. I left him when she was 3 and divorced him when she was 5. I remarried when she was 6. My current husband started his own business and now has 2 employees. I haven’t worked in 2 years Thank God and we are expecting his first child in August. My daughter turns 10 on Sunday the 23rd. I am beyond blessed to have a good man by my side. I hope that each of you find the stability to be financially set enough to be SAHM. Them first years are crucial for learning and development. Best of luck.

We cut out a lot, and we went over our finances to see how much we would *NEED* to cover necessities and be tight, but comfortable. So he picked up a part time job that made up for that difference. Luckily he has his own buisness so he controls his schedule with that and was able to work in a part time job elsewhere. I've been making stuff at home so we don't have to buy it. It didn't save a ton at first, but buying ingredients in bulk helps. After doing it for a couple years though and slowly getting stuff to make it easier, it's become more cost effective to make things to bring our grocery bill down.

I am a working mom but I work at night. I get to spend all day with our LO while my partner is at work and/or school. Dad gets home and does dinner and bedtime routine for our LO while I go to work. Baby has never been watched by anyone other than me or his father and it works well for us and our wishes this way.

I work from home to be at home with my kids

Im a sahm and to be honest it's a bit of a struggle. We live paycheck to paycheck but with good budgeting were able to do mostly what we want. I do do some odd jobs like instacart or doordash to get some extra money, that's easy to do with a baby. And my husband is in military so no matter what we get a paycheck.

My husband is in the Navy Nuclear program that's how we afford it but I kinda miss working 😭

i'm a SAHM, my husband earns enough for me to stay home with our kids. we live in a city that isn't wildly expensive and we live pretty frugally i'd say. also if i wouldve gone back to work, most of what i brought in would be spent on childcare costs so it just made sense for me to stay home.

By the grace of god

Budget budget budget budget budget

I only get like $200 a month max so I count myself as a stay at home “mom”. Baby isn’t here yet so I’m sure it will get harder. But the amount I was getting paid to work at my 8-5 job is basically the same cost for childcare here. So my thought process is if my financial situation is the same either way, why would I work? It’s not going to be easy, we’re definitely going to live paycheck to paycheck once the baby is here, but my husband makes a decent amount and is union so gets 5-10% raises every year.

I'm a Sahm. My husband does refrigeration and makes well enough for me to stay home. But he works loooong hours and I miss him so much. I am also very frugal. I stock up on deals when I can. And budget and savings it's soo important.

I work in life sales, we are always hiring. (:

My husband makes enough for me to stay home and any job I would be able to get would be solely used to pay for daycare. It simply doesn't make since for me to work elsewhere

Not trying to be funny but marry a rich man lol

My man is gone 5-12 days at a time trucking. That’s how we afford it. We have two little ones and 2 dogs. I do everything in the home, he works long hours with king stretches of time away from home.

@Kirsten Ainsley Tart Oh, but it is! 😂

@Chrystina 🙏 Trucking is not for the weak!

well my husband is a coal miner and we live in a small town in rural utah, so he makes good money and rent is cheap. i’m just one of the lucky ones i guess.

@Brenda not at all. He was a coal hauler but the mines kinda slowed so much most drivers our side of Utah didn’t get many loads. We went two months without a paycheck and now we’re playing catch-up

Budget budget budget!! Cut out unnecessary things you do cut out subscriptions you barely use, it’s still possible to do things as long as you set little money aside but by bit

Our LO was born 2 months premature, I unexpectedly had to stop working nov 5th and have not been back since. We had to take out a massive loan because my finances small business was sabotaged by his employee while we were in the hospital and the NICU… I am banking on my tax return and my sick/vacation time I saved all year from my job who I’m still employed with to get us through the next month… I’m going to have to go back to my job at the dealership next month because we are drowning in debt at this point so I am totally with you on this! I’m trying to start doing digital content on TikTok and Facebook but it’s so hard to get things going

@Chrystina oh man! That is insane. But I am glad you guys are getting back up there.

We live with family 🥲

my husband takes care of us, sorry that’s not the best advice but take a look at your finances and try to live within your means! divide up your income into categories, cut out expenses you can live without etc

@Kirsten Ainsley Tart i'm not leaving my partner but that's good advice 😂

I decided to go back to school so I'm a full time student with my son in full time daycare. I guess that makes me more of a working mom? His dad is deployed and supports us, so that's the only reason we can afford this situation.

I work from home and my husband is a SAHD, I’m the rich one that takes care of both of us 😂 we figured it was better this way cuz I make double his yearly salary in one month. However the fact we’re both home is nice cuz we both get to see our sons milestones at the same time!

I am a stay at mum due to epilepsy and other reasons and in all honesty, I wouldn't pick it as an option. I love being with my children 100% but the amount of money that you lose out on. Stuff isn't cheap these days and money you get from being at home doesn't get very far at all!