No judgement please

I might see if I could put that money to work, like getting an investment property to rent out. Or talk to a financial advisor about investing. Or if you want to change jobs you could live off some the money whilst you prioritise that but perhaps a bit more of a risky option! It depends what you want to do, you could use it for a course in your new career path

I would invest it in stocks and shares ISA, a pension ISA. I don't recommend crypto

It all depends… we were also gifted this amount, in our case from the in-laws. So there’s implications, it all has to be done legally via solicitors and they need to survive 7yrs after that date or you pay tax on it. Not sure if it’s from a will… We used ours to put towards money we had already to be mortgage free on a property for a while which really helped up our savings while not paying for many bills. Investing in a business can be risky if it doesn’t work out.. if you can risk losing it and it couldn’t be put to better use then go for it.. but really think carefully… x

Think about what areas you're really interested in that you might like to study. Could be anything. Coding? Psychology? Marketing? You could gain some qualifications that could open doors to a career in whatever area you choose!

Just be careful as a qualification doesn’t necessarily mean a job straight away and you’d have to start at the bottom and work your way up. X

Could you do a bit of both? Look at what your interests and options for requalifying etc. are, you could invest a chunk of it (as other people have said, probably consult a financial advisor) and spend the rest on setting up the career you want?

Thanks so much ladies ❤️ really helpful x

Use it as a down payment on a property which you can rent out and make residual income from.

@Clara thank you. Do you know how being mortgage free works if you were to move? X

I would put it in fixed rate savings for at least a year while you decide what you want to do. Even if you only got 4% that’s an extra £2k a year.

What do you mean lovely? It depends on your circumstances. If you have money already tied up in a property you could sell and move to something that the cost is covered by what you already have and added to the 50k… just remember stamp duty and legal fees will need to be covered too. We moved into a 2 bed flat (pre kids) for 2 years then sold and moved to a house with a mortgage again. But it really helped us and now me and husband can both afford to work part time. X