NHS employees

For those of you who are NHS employees (I work for Cardiff & Vale, for reference). I suspect the majority of my pension contributions since the beginning of my maternity leave (at the start of 2024) have been too high i.e. % too high. I’m sure I have paid the percentage as per full time wage, rather than mat rate. This only dawned on me this month when my first part time wage was possibly 3% higher in contributions than I’d estimated. I don’t know why? I rang the Pensions Department & was advised to email. I have done last week, no reply yet, just a delivery receipt. No read receipt but I suspect this may be declined. Any advice, please? Has anyone been in a similar position? Does anyone know the turn around time for Pensions to respond etc? Thanks!

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My colleague commented before how high her contributions were too so I’ve opted out of paying my pension whilst on mat leave xx

I also opted out instead of paying while on mat leave! I'd email everyday honestly, don't let them ignore you!! When I opted to pay back in they replied within minutes so they do check! X

Sorry to jump on but I’ve just come back off maternity leave, is it possible to claim back what I paid into my pension during that time? I didn’t know you could opt out!

I believe I opted out of paying into my pension while I was off, definitely send daily emails until you get a response

Thanks all! I considered a pension holiday but really didn’t want to do that. I will keep on at them - I’m sure I’m owed a few hundred pounds, which I was going to leave until I saw the unexplained high percentage this month 😅 Sorry @Cerys I think you’d have had to of opted out beforehand. You can still opt out now and have a break for some time ☺️

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