Disposable income
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I don't have a disposible income. I'm usually £240 into my £250 overdraft every single month. I take what I need from my saving for anything for my daughter that she needs that the child benefit won't cover. My bank account cries every single month at me and I just ignore it because I can't do much about it right now.
Once we’ve transferred money into the joint account to pay mortgage, bills, childcare and groceries, and some money into our savings, we’ve probably got about £700 between us I think.
I'm currently topping up my wages with my savings as my wage doesn't seem to have any disposable income spare x
Disposal income..... After the mortgage, bills, childcare costs, travel costs, food shopping. I put£100 into savings for little ones future and we have a small amount left which might go on a family day out, next size up of clothes for him or a takeaway but that's it maybe £100 a month max on those kind of things but I often use a bit of my savings or my husbands by the end of the month or family help with a food shop etc
Disposable income? I think my husband and I have around £600 between us disposable every month, however that's after we've paid all bills, nursery, debts, and put away a little in savings. Once we've paid off our respective debts we will have around £1600 disposable but hopefully we will move into a much bigger home by then so realistically it won't be much more than what we currently have.