UK girlies, I need some advice with no judgment please… bear with me while I explain my situation- see below (sorry for the long message)
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You can only apply for universal credit if you are separated and they also help by funding 85% of childcare fees if you need more days in work this could be used for a childminder in a home setting if your not comfortable with nurseries. in the meanwhile you can visit a citizen advice bureau they will be able to assist much better by giving you relevant informations you need hope this helps x
@Jasmine citizen advice bereau is a god idea, thank you. Will I still be able to get universal credit on my salary? X
If your half of mortgage and bills is just under £2k, I’m guessing you have an expensive property? How much equity do you have in it and what would be your share after it was sold?
@Neena we live in the outskirts of London so properties are just more expensive, and interest rates have increased so our mortgage trippled in the last year. We’re not planning on selling at the moment
He will have to support you in some way, at least the child. Maybe he could pay for childcare the other days so you can work full time… nursery fees/ childcare costs aren’t down to the mum alone and you have the funded hours now too for a childcare setting. I doubt you’d get help whilst still living together as it’s still a household income… everyone could say that to get extra money. If you he wants to think long term, you both need to decide where your going to live first and go from there
You could get universal credit and child benefit, and your child is entitled to the free 15 hours, and also, universal credit will help with childcare as you work.
Yes. Message me privately as I know quite a bit about these situations x