Money / food stress rant

So stressed - I have a baby on the way - I’m in debt , council tax being pricks, I’m exhausted, mental health is getting worse, don’t know what to do anymore as I have no help. No food, can’t travel to foodbank bc of my back and anxiety. Yh is is all making me so depressed. Can’t even afford lunches to take to my agency jobs, dunno if I can even afford to travel there to make more money ugh Why’s everything so hard. Being single and pregnant is the worst

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Hey lovely. Can you not apply for UC? 😣

@Ana I’m already on it but bc of my arrears it’s eating all my money I’m left with nothing :(

You may have already tried but call the people you are in arrears with and set up a payment plan that doesn’t leave you with nothing? X

Have you tried applying for stepchange it’s a debut charity to consolidate your debt into one affordable monthly payment until it’s paid off. They are super helpful and it’s easy to apply and they call and talk to you

@Emily Yh tried them I used them in the past and they won’t help me now

What about an IVA or like Shauna said above calling the creditors and asking to reduce the payments? X

Legally they have to accept whatever you can afford even if that's a £1 a month. Call and reduce the payment due to circumstances changing

@Vicki thank you

I'm honestly in the same boat, as long as you're making an effort to pay it off they can't complain nor take any legal action against you x

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