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Renault kajar has been great for us as a family of 4 - upgrading due to expanding the family but wouldn’t upgrade otherwise. We’ve managed to fit the car seats in nicely then gone to the airport with 6 large cases in the boot for some sort of reference x
You could get a black box installed. They are often for cheaper insurance and I think anyone can get them. When my partner had one his insurance was way cheaper and once he stopped having it, they still let him pay the same amount. He had his for a year. You could also add family to your insurance but if anyone gets caught on speed camera or has a crash, your insurance will shoot up. Personally I don’t think it’s worth it. My partner’s dad was speeding and my partner was paying like £300 on insurance 💀 so just be wary that anything that happens can affect you
Cars for space; ford focus is great, ideally I’d want a Skoda superb as they’re huge! But not sure what the insurance is like As for insurance; try looking earlier so have the policy start a few weeks later than you’re actually looking, check who underwrites the insurer as you may not have heard of the company but the main insurance that backs them could be a trustworthy company. See if adding your parents on brings the insurance down? I know I added my dad to my policy once as that reduced it loads because he’d been driving so long without any claims.