Do I need to tell mortgage lender/provider I’ve had a baby?

Our current mortgage rate is until 2028, my baby is nearly 1 and I just thought did I need to let them know we had a baby? Thanks
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Not unless you’re going to struggle to pay the mortgage ☺️ I’m currently 36 weeks and we’re renewing our mortgage at the moment, they’ve put us down as having no dependants because at the time the application was filled out that’s true, even though they’re aware I’m pregnant

@Alice ahh okay thanks! I had my baby in June last year and I’ve just gone back to work this week but I have gone back part time, would I need to let them know or will it not matter until we renew? X

Do not tell them!! Only matters when you renew or can’t afford it x

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