I’m most definitely going to be dipping into savings I’m taking full maternity leave but it will definitely impact me financially.
Our plan also is to drop into savings 🥲 we’re in a similar boat as you. 3 months top up only and then 55% EI. With bills and mortgages, it’ll be a struggle. I’m buying all baby essential now so that baby gets all he needs We don’t plan on me returning to work before 12 months, I can’t work from Home either. so husband plans on picking up shifts on Uber/SkiptheDishes to help with the finances. My Husband won’t be taking his parental leave until it’s time for me to go back to work, bc we won’t survive financially on two EI pay :( when the baby comes, he will use up his vacation days
I don't think there anyway to get out of it, as soon as I found out I was pregnant I started saving. I wish I got top up from my job just managing with E.I. You can try a side hustle but that take energy and time and sometimes money. Hopefully you can figure something out.