Tax free childcare

My husband applied for tax free childcare last week (he’s eligible, I’m not) and didn’t receive instant approval. From your experience, how long can this take to be approved? Our first nursery payment is due at the start of November. Can we claim money back from our first payment if it’s not approved in time?
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You can't claim back no, it works like a bank account so you put in a certain amount and the government tops it up, you then pay the nursery directly from that account.

You won’t be able to claim back unfortunately and it’s worth noting there is a cut off period for the tax free so i’m not sure if you’d be eligible until January now potentially December. When we applied we didn’t get instant approval either, it was definitely within the week but i want to say around 2-3 days. X

I believe you both need to meet the criteria not one person. Same with free hours. X

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